For some reason when Aiden and I go to Five Guys for dinner disucssion breaks out. Maybe because on some cultural level “Five Guys” is like “Johnny Five” and there is a desire for Innnput.
On the way home we passed “Toys R Us”, “I wish we could go there”, mused Aiden.
“We really don’t want to do that tonight.”
“Because it’s the week before Christmas and people are being mean about getting presents.”
We drive some more and pass an auto dealership.
“Yeah, There are a lot of people parked there!”
“Aiden that’s a car dealership. It’s where they sell cars.” I look and realise it’s where I just bought Heather a new car. Oh, did I mention? I just traded in our 2012 Town and Country minivan behind Heather’s back as a Holiday (Chanukah comma damn it) gift. She was speechless (Score!)
And then the question I did not see coming.
“How much did it cost to buy the car?”
I tell him the cost of the car. It’s a good thing he’s wearing a seat belt. If not, he would have (at best) fallen out of the seat or (at worst) jumped away screaming. In Aiden’s world a $4.99 app is a LOT of money. A $9.99 app is something he might ONLY get with a gift card for the holidays (which reminds me.)
“Do you have that much money, Daddy?” (I wish) Okay, first I need to push him a little on division.
“Aiden, do you remember we were opening peanuts at Five Guys and you took 3 peanuts and said you were actually taking 6 because each peanut wrapper (his term) has 2 nuts (sic) in them.” Aiden agreed. “Well, if you had all 6 of those nuts and wanted to put them back in the 3 wrappers how many would you put in each to make sure each one got the same number?” And after some prodding he agreed that it’d be 2. I continued, “So, I didn’t have $(rediculous amount) at once, but I asked someone if I could divide the amount in equal parts so I could do a little each month.” I then got him to multipy 12 (months) times 6 (Years) I decided to skip the fact that it’s a 75 month loan and we’re just not going to deal with the concept of interest.
We do the division and get $(Some bugetary pushing, but affordable number) “That’s still a lot, Daddy.”
“Okay, so how do you get money around the house?”
“I do chores” Which I draw out of him is work.
“Does Daddy Work?” To which a teenager would be a smart-ass and suggest that I use facebook and look at porn. Which I do NOT do… during work hours. Ahem… (In the 10th Doctor’s voice: ) “Anyway…”
“Every day.” We have a discourse about what I do, how it’s a bit harder than carrying the laundry or taking out the recycling. So he gets the idea that they give me more money for working than he would get. I tell him how much I make (net) in a month. Then I explain that by getting that much, I can use some of it to pay the amount I promised would cover each month.
“But what about the rest?”
“Well, the people I agreed to use and pay for the Car from actually had the money to buy it all at once. But they trust me to pay them as I agreed. Can you think of the other things I have to spend money on every month?” He doesn’t have a grasp here so I add, “How about our House? We don’t actually own that. Someone else does. And we agree to pay them every month to live there.” He asks me (effectively) what the rent is and I tell him.
“Yes, unless we buy it. And trust me it’s a teeny bit more than a car. Cause it’s a little bigger.”
“It’s not a little bigger it’s very bigger (sic).” I smile
By this time we are home. We walk in and then the next question comes.
“What happens if you don’t pay like you promised.”
“That is a VERY good question. Go upstairs and get ready. When you come down, I will explain that.” (That was 15 minutes ago, so he’s been distracted)
I sit here writing this and the only thought going through my mind is… “Economics 010 for elementary school children. Who knew?”
I love these chats.